Okay, maybe 'Frugal' sounds better, but you choose.
Here at the castle, we run a wood stove. Also, a fire pit on the patio out back when the mood strikes. To keep it short, we'uns start fires on a regular basis.
To that end, I usually keep a box of commercial fire-starters on hand to make life easier on Herself, but.... them things ain't cheap. Convenience costs cash, always has and always will.
For myself, I'll take a few moments to make my own fire-starter, and it WON'T be expensive. In fact, one might be required to pinch a penny into fractions to count it's true cost.
Step one: Take a sammich sized baggie. The cheapest 49 cents per 100 count type you can find. It's life span will be short... so spend no extra pennies here.
Step two: Shove a handful of drier lint in the baggie.
Step three: Splash in a few tablespoons of the cheapest cooking oil your bargain store offers.
Step four: Put it in the stove, light it on fire, pile wood around and over it.
Step five: Bask in the warm inner glow of frugalness.
No worries if you want to make up a few dozen in advance, minus the oil. That stuff gets everyplace once it's poured into the baggie. NO.... they are not oil proof. If you don't believe me, try it.